Florida's Independent Insurance Partner Since 1996
Statewide coverage. Local service. The right policy for your life and business.
See what an independent agent can do for you in 60 seconds.
- We shop 20+ carriers — not just one.
- Florida-specific advice on flood, wind, and umbrella.
- No call centers. You'll talk to a licensed agent.
No obligation. Quotes typically delivered the same business day.
Independent. Statewide. On Your Side.
We work for you — not the carriers. That independence means we can shop multiple markets and give you a straight answer about which one actually fits.
Real choice
20+ carriers. We match coverage to your life — not the other way around.
Florida-rooted
Statewide coverage with deep local knowledge of flood, wind, and coastal risk.
Real humans
No call centers. You'll work with a licensed agent who knows your name.
Since 1996
Three decades of helping Floridians protect what matters most.
What would you like to insure?
Auto, home, flood, umbrella, watercraft, and more — for Florida families.
Homeowners Insurance
Hurricane, wind, and Florida-specific risk covered the way it should be.
Auto Insurance
Florida auto coverage from carriers we trust — built for how you actually drive.
Renters Insurance
Affordable protection for the stuff your landlord's policy doesn't cover.
Condo Insurance
HO-6 unit coverage that fills the gap your association policy doesn't cover.
Umbrella Insurance
$1M+ of liability over your auto, home, and boat — often under $30/month.
Classic Car Insurance
Boat & Watercraft
Florida marine coverage for bay, offshore, jet ski, and yacht.
Motorcycle Insurance
Florida bike coverage including helmet-law options and trike/sidecar.
RV Insurance
Class A, B, C, fifth-wheel, travel trailer — full-time or part-time.
Backed by the strongest names in Florida
Mark Baker, CRIS
<p>Mark founded Capital Partners in 1996 with a single principle: an independent agent in your community always gives better service than a captive carrier. Three decades later, that's still the foundation of every policy we write. </p>
Read his storyEducation, news, and Florida-specific tips
Do I need Flood Insurance?
How Traveling Affects Your Policies and Coverage
Although it may not occur to everyone before they take off on a long anticipated vacation or other journey, insurance coverage is an important thing to consider when traveling.
Capital Partners Joins 2026 Daytona Home & Garden Show
Come visit our booth at the Daytona Home & Garden Show this April! Scan our QR code for a free quote.
Let's find the right coverage together.
Tell us a little about what you'd like to insure and a licensed Florida agent will be in touch within one business day.