Coverage built for the way Florida does business.
Whether you run a contracting crew, a professional practice, or a multi-location operation, we'll match you with the right carrier and the right coverage.
Business Owner Policy (BOP)
Liability + property + business interruption in one package.
General Liability
Foundation coverage. Bodily injury, property damage, advertising injury.
Commercial Property
Owned or leased — your building, equipment, and inventory protected.
Business Auto
Commercial vehicles, fleet, and hired/non-owned coverage.
Workers' Compensation
Required in Florida by industry — protect employees and the business.
Professional Liability (E&O)
E&O for advice-givers — consultants, agents, brokers, professionals.
Directors & Officers (D&O)
Protect personal assets of directors and officers from claims of mismanagement.
Employment Practices Liability (EPLI)
Wrongful termination, harassment, discrimination — defense and damages.
Liquor Liability
Required by most FL counties for any business serving alcohol.
Builder's Risk
Coverage for your project from break-ground to certificate of occupancy.
Condo Association Insurance
HOA-grade coverage for the common areas and master structure.
Nonprofit Organizations
Specialized coverage for 501(c)(3) — D&O, GL, event, and volunteer.
Business Umbrella
$1M–$10M layered over your GL, auto, and workers' comp.
Crime / Fidelity Bond
Employee theft, forgery, and money/securities loss.
Commercial Flood
Required in flood zones, recommended elsewhere — and often missed.
Property Insurance
Stand-alone coverage for buildings and contents not bundled into a BOP.
Let's find the right coverage together.
Tell us a little about what you'd like to insure and a licensed Florida agent will be in touch within one business day.